An AI agent ran five ordinary credit cards tasks on the public pages of Apple Card and scored what each page delivered.
Each task is scored out of 100 on completion, answer quality and how directly the answer was reached. Each note describes what the page delivered, with a link to the page the answer was found on.
The flagship Apple Card page states in a footnote that variable APRs range from 17.49% to 27.74% based on creditworthiness, with rates dated as of July 1, 2026.
Apple Card Individual and the Family Co-Owner option both carry a $0 annual fee and the same 3%, 2%, and 1% Daily Cash structure, with joint credit building as the stated difference for Family accounts.
Apple links directly to the Customer Agreement PDF hosted on Goldman Sachs' domain, though both the standard fetch and a retry received a bot-check loader page in place of the pricing and terms document.
Five checked pages, home, features, family, financial health, and monthly installments, present an ongoing 3%, 2%, and 1% Daily Cash rate as the card's standing value, with no separate sign-up bonus text found on any of them.
The application page at card.apple.com returns 136 characters of visible text, a single sentence asking readers to enable JavaScript, while eligibility details like age, citizenship, and ID verification appear on a separate support article.
What the account opening page states to a reader that runs no scripts.
Every page the agent requested was delivered on the first attempt. Publishing an llms.txt file would give agent traffic a documented entry point.
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