Credit Cards · August 2026
Avant publishes its APR in text and keeps terms in scripts
An AI agent ran five ordinary credit cards tasks on the public pages of Avant and scored what each page delivered.
Run 6 August 2026 · five tasks · public pages, logged out · Fintech
51/100
Mystery Agent score
Credit Cards · rank 22 of 25
Purchase APR
90Served as text
Card comparison
45Partly served
Pricing and terms
25Arrives after scripts
Welcome offer
78Partly served
Application page
15Arrives after scripts
Summary
- The AvantCard product page states its 29.99% to 35.99% APR range as plain text, repeated consistently across three separate pages.
- An agent read the card's fee range, $0 to $125 annual fee and $300 to $3,000 credit limit, on the product page.
- Publishing the cardmember agreement as static text would let readers reach the same detail a member sees only after approval.
Task by task
Each task is scored out of 100 on completion, answer quality and how directly the answer was reached. Each note describes what the page delivered, with a link to the page the answer was found on.
Task 01Purchase APRServed as text90 out of 100
The AvantCard product page states in plain text that APR ranges from 29.99% to 35.99%, with the identical figure repeated in the footer of three separate pages.
Task 02Card comparisonPartly served45 out of 100
Avant issues one consumer card rather than a lineup, so the page states its terms vary by applicant: annual fee from $0 to $125, monthly fee up to $10.42, and a credit limit from $300 to $3,000.
Task 03Pricing and termsArrives after scripts25 out of 100
A support article states plainly that full APR, fee, and term details arrive in the account opening package after approval, while the dedicated cardmember agreement page loads its rate table through client script.
Task 04Welcome offerPartly served78 out of 100
A support-site search for a welcome bonus returns a results page reporting no matches, while the card's rewards pages describe an ongoing cashback and points structure as its standing value.
Task 05Application pageArrives after scripts15 out of 100
The 'See If You Qualify' button carries no href in the served page, so an agent instead read the fair-credit landing page, which mentions a no-impact eligibility check across 4,968 characters of visible text.
The product page states that APR ranges from 29.99% to 35.99% for the AvantCard.
The application page
What the account opening page states to a reader that runs no scripts.
865,513Bytes delivered
4,968Characters of visible text
1Form fields in the first response
After scripts runWhat an applicant needs
Strengths and opportunities
What is working
- The credit-card landing pages serve the APR range, membership fee range, and credit limit range directly as plain text in the initial HTML response, repeated consistently across three pages, so no script execution is needed to read the headline pricing.
- Avant runs a public, plain-HTML support center (support.avant.com) with a readable article, AvantCard Pricing & Features, that explains fee timing, cash advance terms, and the absence of balance transfers in ordinary sentences.
- robots.txt is specific and transparent, giving a clear, honestly published list of paths the site prefers crawlers avoid, rather than a blanket block.
Opportunities
- Publish the AvantCard cardmember agreement (Schumer box style terms) as static HTML or a directly linked PDF, since the dedicated rates-and-terms page currently renders as an empty JavaScript shell and the path is also excluded in robots.txt.
- Add a discoverable href to the 'See If You Qualify' call to action so agents and non-script clients can locate the actual application entry point instead of needing script execution to resolve it.
- Publish a short, explicit welcome-offer statement, even a plain 'no signup bonus at this time' note, so customers do not have to infer the answer from absence across five separate pages.
- Add the reward-tier explanations (what earns 1% vs 2% cashback, or 1x vs 3x points) to the delivered text of the rewards-terms page, since the tier labels are present but the mapping is not.
Access
Every page the agent requested was delivered on the first attempt. Publishing an llms.txt file would give agent traffic a documented entry point.
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