Deposits · August 2026
Chase compares checking products in full but withholds its savings rate
An AI agent ran five ordinary deposits tasks on the public pages of Chase and scored what each page delivered.
Run 6 August 2026 · five tasks · public pages, logged out · Bank
47/100
Mystery Agent score
Deposits · rank 19 of 25
Savings rate
25Arrives after scripts
Checking comparison
90Served as text
Fee schedule
85Served as PDF
Routing number
20Arrives after scripts
Application page
15Arrives after scripts
Summary
- Chase's checking product pages serve fees and waiver terms as complete text, giving an AI agent a basis to compare two products.
- An AI agent opened the full fee schedule as a complete PDF one click from the checking product page.
- Publishing the savings rate and routing number as static text, and adding visible fields to the application page, would close the gaps.
Chase also appears in the Credit Cards study, where it scores 75 and ranks 4 of 25.
See that scorecard.
Task by task
Each task is scored out of 100 on completion, answer quality and how directly the answer was reached. Each note describes what the page delivered, with a link to the page the answer was found on.
Task 01Savings rateArrives after scripts25 out of 100
An AI agent searching for Chase's savings rate found the result marked withheld on this run, with the rate value arriving through a further step beyond the plain page text.
Task 02Checking comparisonServed as text90 out of 100
Chase's checking product pages serve fees and waiver terms as complete text, giving an AI agent enough detail to compare two checking products directly, without needing to guess at figures.
Task 03Fee scheduleServed as PDF85 out of 100
The full fee schedule arrives as a complete PDF one click from the checking product page, giving an AI agent an itemized document it can read in a single pass.
Task 04Routing numberArrives after scripts20 out of 100
An AI agent's search for Chase's routing number also came back withheld, following the same pattern as the savings rate, with the digits arriving through a step beyond the plain page text.
Task 05Application pageArrives after scripts15 out of 100
The application start page delivers 189,655 bytes on the wire that strip down to just 3 visible characters once scripts and styles are removed, with zero form fields present in the response.
The full fee schedule arrives as a complete PDF one click from the product page.
The application page
What the account opening page states to a reader that runs no scripts.
189,655Bytes delivered
3Characters of visible text
0Form fields in the first response
After scripts runWhat an applicant needs
Strengths and opportunities
What is working
- Checking product pages serve fees and waiver terms as complete text
- The full fee schedule arrives as a complete PDF one click from the product page
Opportunities
- No further opportunities recorded on this run.
Access
The edge policy declined the automated reader on some paths, and that response is recorded as delivered. Publishing an llms.txt file would give agent traffic a documented entry point.
Back to the deposits leaderboard · Read the report · How the study works
